Free Ascend Best Debt Options Calculator
The Calculator is 100% free, and it does NOT require an email address or phone number.
Get your results in 60 seconds from just 7 questions. Check out an example results below before starting.
What You Get For 60 Seconds Of Your Time
You will get a high level overview of your estimated options, but you can open each option up to get more information.
Interested in a Specific Option?
Drill down for more granular details for your desired option. See personalized estimates for your financial data
Want a Free Evaluation?
We serve all 50 states with local and national providers that can help provide more information for you on each option in FREE evaluations. Get as many as you need to help you get out of debt cheaper, easier, and faster.
How We've Helped Others
You may be similar to someone we recently helped, where your situation is specific and personal, you can't find all the answers, and you feel companies are trying to sell you something.
“This felt like a miracle. For the first time in over 20 years, I finally have momentum to get debt free….there was no pressure. I didn’t feel judged — just listened to and reassured."
- Hillary
“He literally took the time to break down our budget, our finances, see where we were at, and then he provided what options we had — which was phenomenal…You cannot go wrong. They are great people and there is zero judgment. They're just there to help you.”
- Jayme and Jerry
Reviews
How Ascend Works
Ascend became an expert in all your options to get out of debt, so you don't have to be.
And, we do it all, for free.
Step 1: You take a calculator
The free calculator tells you all about how much your option costs, the pros and cons of those options (including potential credit implications), and the duration.
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If you're thinking about debt
Unique debt cases
Step 2: You schedule a call with us to go through options.
Schedule Complimentary Evaluation
Don't worry—you can have as much time as you'd like. 15 minutes is just where we like to start so we can discuss your situation.
There is no limit to the number of calls. Yes, they are always free.
Step 3: We provide a free analysis and send you on your way without ever paying us a dime.
How Ascend Makes Money
Since we don't offer many services 'in-house,' we work with a reputable provider network that provides free evaluations to you, but may compensate us for the connection.
And, only 18.9% of those who have taken one of our forms in 2024 to date have actually gotten connected with a service.
We would love to speak with you regardless.
We love this business model, as we can provide 100% free and unbiased calls as we work with a highly rated company for each option:
Ascend Mission/Values
Our Mission/Values
Helping Americans get and stay out of debt cheaper, easier, and faster.
Our Story
As a young boy, I watched my family deal with a great deal of stress from unsecured debt. This forced us to live paycheck to paycheck. I didn't know how to deal with it. I put $10 I had earned from my paper route in an envelope and gave it to my mother, hoping it would bring relief; instead, it brought tears.
As I grew up, I mistakenly thought that I needed to become wealthy to prevent this from happening to my own family. I didn't focus on the root issue, which is that very few people learn how to save and spend money effectively. In addition to the lack of education, the taboo around 'money talk' and subsequent lack of conversations created strife in my personal relationships as a result of different expectations around money saving and spending. In order to tackle these issues, I realized the power of utilizing data to not only help people get out of debt, but also help them stay out of debt through money management techniques.
And so, Ascend was built.